If interest rates rise, switching to the lowest variable loan earlier will benefit you. Our lending experts are delighted to examine your existing mortgage and identify a Mortgage House loan plan that will be advantageous to you over the long term.
Let’s get you the best rate with only 3 simple steps.
Confirm your reversion rate and associated break fees with your mortgage lender.
Switch to a lower variable rate with Mortgage House.
Have peace of mind knowing you are saving money.
We at Soniez group have worked arduously to make sure that our policies and practises are at the cutting edge of our sector. We take great satisfaction in offering tailored service to make sure every customer has a stress-free experience with us.
We are able to offer cheap rates while retaining a personalised approach to every transaction because to our highly methodical processes and teamwork.
We have been working in Melbourne and the surrounding suburbs for 20 years and we have been carefully developing our system over that time to make sure our clients get the best possible outcome and service along the way.
We do not charge a fee for our service. We are paid a commission by the lender you choose which is fully disclosed to you at the outset (government and Lender fees and charges apply). Initially, your Mortgage Broker provides you with our Credit Guide, which outlines how we are remunerated generally. When you choose us to arrange your finance, we will provide our Credit Proposal Disclosure document which details the specific sum your lender will pay us after settlement of the loan. Our advice is based on what is best for the borrower and has nothing to do with what we are paid. It is our absolute priority that our clients are happy because we rely purely on their reviews and referrals to sustain our business. That is why we are still going after 20 years and will still be going in another 20!
Soniez Group starts by asking you to take 10 or 15 mins to complete our responsible lending questionnaire. Our questionnaire will provide your broker with all the information they need to start working on a plan that is aligned with your needs and objectives.
Your broker will then tee up a time to meet to go through the basics with you and show you some reports which will outline the interest rates and monthly repayments for your proposed mortgage.
In that meeting your broker will outline the differences between various types of home loan products like fixed vs variable rates or basic loans vs fully featured package deals. They will also discuss the pros and cons of smaller lenders vs bigger banks.