Soniez Group

Vehicle & Boat Loan

When it is time for your next adventure, one of the biggest roadblocks is the lack of funds to purchase a recreational vehicle. We have the solution for you. Get a leisure finance loan to buy a jet ski, caravan, boat, or motorbike. The choice is up to you!

Benefits of Leisure Finance Loans

There are many reasons why people go for a leisure finance loan. Purchasing a boat, jet ski, caravan, motorcycle, or any recreational vehicle can be expensive. But, you get to enjoy life to the fullest!

Leisure vehicles are exactly what the name suggests. They are made for leisure and for you to relax. Take a moment and see what is out there, whether you drive a trailer or go on a jet ski ride. Have fun as you hit the road or the shoreline.

If you have been putting off applying for a licence to purchase and drive a motorbike, now is your chance. Challenge yourself and go for it with the right leisure loan. You can choose to spend time with your family and friends, or even go on an adventure alone.

Reward yourself. You know you deserve it.


Products to Choose From

When searching for a loan, you want to make sure it suits your requirements. It should have competitive rates, an easy application process, and fast approvals. Flexible terms are also incredibly attractive for borrowers.

Here are your choices for leisure finance from Loans Unlimited:

Boat Loans

Are you excited to explore the many waterways in Australia?

We will help you find competitive boat loan rates and repayments you can afford. Even if you have bad credit, we will find the best option for you.

Jet Ski Finance

Perth, as well as other parts of Australia, have so many great places to ride a jet ski.

Whatever you needs for a personal watercraft, we can help you find the right solution to suit your finances. Our rates are amongst the most competitive in the country.

Ongoing costs

The great Australian outdoors is waiting for you to discover its beauty.

Find a good value caravan and camper trailer loan here at Loans Unlimited. We will help you obtain a loan that matches your unique situation and requirements.

How we can help

Loans Unlimited will help you fuel your leisure life with suitable loan options. We have decades of industry experience, which allows us to understand your requirements. When you need assistance in securing finance, we are here, so you find a loan that fits your circumstances.

We have access to a huge range of financial products from our vast network of lenders. Let us know what type of loan you require, and how much you want to borrow, and we’ll do the rest.

Leisure Loan FAQs

Leisure finance can be categorised under a personal loan. Some even view it as a type of personal loan. However, a personal loan is not usually classified as a leisure loan. You probably get the picture now. Personal loans can be used for a wide variety of purposes, including funding a car purchase, whereas leisure finance is strictly for leisure or recreational purposes.


Under leisure loans, you can buy a boat, jet ski, or caravan. Many Australians take out leisure financing, especially before the summer, when there are lots of opportunities for outdoor activities. It targets purchases relating to recreation, such as boating and water sports.

Not all lenders are willing to risk their business, so you will most likely find secured leisure loans. However, the good news is that a secured loan often means lower interest rates, particularly if you have an excellent to satisfactory credit history.


Usually, when a boat, caravan, or any other asset is involved, that specific asset will automatically serve as collateral or security for the loan. If you are certain that you will not miss any monthly repayments, a secured leisure loan is a good option.

It will depend on a few factors, including your financial circumstances, the security you are offering, and the strength of your accounts. That is why you need to provide proof of income and other requirements set by the lender. You can borrow up to 70 per cent of the leisure purchase, although the typical is around 50 to 60%.


Make sure that you use our calculator to help you figure out how much you can borrow and comfortably pay each month. It’s free and does not obligate you to apply for a loan with us.

Yes, of course! You can choose the leisure or recreational vehicle that you would like to purchase from any seller. However, your application will still be assessed. Loans Unlimited specialises in providing finance help to those wanting to buy a new or used boat, jet ski, or caravan. You will benefit from hiring a finance consultant to assist you in liaising with the seller. Additionally, it will be easier to arrange supporting documents required by the lender.


Once you have found the perfect leisure craft for you, send in your application. We offer pre-approval, which lets you begin your purchase right away.

Loans Unlimited can help you, no matter what your situation and needs may be. We usually cater to those with established businesses or steady employment history. However, if you have just started a new job, lenders generally find you a risky borrower. Still, it does not mean you cannot find a suitable option for your case. Typically, we look at your current employment status, along with your work history. Then, we will have to examine your credit history and other general details. Proof of income is needed so ensure that you can provide sufficient documentation. You can contact us for more information.

Our financial professionals are easily reachable on 1800 771 900. If you are a pensioner, there are surely some loan products that suit you. Here at Loans Unlimited, we always strive to assist people to live their dream. As a retiree, you probably want to spend some time on your own or doing what you love.

Unfortunately, it is not always easy to get approved for leisure financing from mainstream sources. That’s why we are here for you. Call us, and we can guide you to kickstarting your leisure finance process today.